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Financial Assistance

Maintaining an energy-efficient home can keep your family comfortable and save you money over time, but improvements may be costly to implement. Renters and homeowners may qualify for assistance programs like the ones below or for a financing program, which provide financial (financial or lending) assistance and discounts.

Energy Savings Assistance Program (ESA)

Providing no-cost weatherization services, installation and energy-efficient appliances, the Energy Savings Assistance Program is available to eligible renters and homeowners, depending on their income level.

Energy Savings Assistance Program (ESA)

Who can qualify?

To take advantage of the program, you must meet the same income eligibility guidelines as the California Alternate Rates for Energy (CARE) program.

The California Alternate Rates for Energy (CARE) program offers a monthly discount of 30%–35% on electric bills and 20% on natural gas bills for income-qualified households and housing facilities. Qualifications are based on the number of people living in your household and your total annual household income. If you don’t qualify for the CARE program, you could be eligible for the Family Electric Rate Assistance program (FERA). This plan offers families of three or more a discounted rate on your monthly bill, if your income is within the guidelines. Visit the California Public Utilities Commission website to learn more.

Basic criteria for enrollment:

  • Be a renter or homeowner receiving electric service from a California utility through a residential meter
  • Meet your utility’s installation requirements
  • Meet the income qualifications in the chart below
Household Size Income Eligibility Upper Limit
1-2 $32,480
3 $40,840
4 $49,200
5 $57,560
6 $65,920
7 $74,280
8 $82,640
9 $91,000
10 $$99,360
Each Additional Person $8,360

The approved list of the categorical eligible programs remains unchanged from last year’s CARE and ESA Programs’ eligibility guidelines, as follows:

  •  Bureau of Indian Affairs General Assistance
  • CalFresh/Supplemental Nutrition Assistance Program (SNAP)
  • CalWORKs/Temporary Assistance for Needy Families (TANF)
  • Head Start Income Eligible (Tribal Only)
  • Low-Income Home Energy Assistance Program (LIHEAP)
  • Medicaid/Medi-Cal for Families A & B
  • National School Lunch Program (NSLP)
  • Supplemental Security Income (SSI)
  • Tribal TANF
  • Women, Infants, and Children Program (WIC)


FERA Program

Income-qualified households participating in the Federal Emergency Relief Administration (FERA) program are eligible for a discount on upgraded appliance replacement and installation.

Size of Household


1 -2

Not Eligible


$40,841 - $51,050


$49,201 - $61,500


$57,561 - $71,950


$65,921 - $82,400


$74,281 - $92,850


$82,641 - $103,300


$91,001 - $113,750


$99,361 - $124,200

Each Additional Person Add

$8,360 - $10,450

Qualified participants in the program may be eligible for upgraded appliance replacement and installation

Qualified participants in the program may be eligible for upgraded appliance replacement and installation of products such as:

  • Energy-saving furnaces
  • Water heaters
  • Refrigerators
  • Pool pumps
  • Cooling services, such as evaporative coolers, window or wall replacement A/C and central A/C

Additional home energy improvement services may also be available at no cost, such as

  • Attic insulation
  • Low-flow showerheads
  • Faucet aerators
  • Caulking and door weather stripping
  • Water heater blankets
  • Evaporative cooler vent covers
  • Minor repairs to exterior doors and windows
  • Lighting: CFLs and torchiere
  • Smart power strips

Upon completion of the services provided, an inspection of your home may be performed to ensure the work has been properly completed.


To find out if you qualify, click on your utility provider:

Weatherization Assistance Program (WAP)

The purpose of the Weatherization Assistance Program (WAP) is to increase the energy efficiency of homes owned or rented by income-qualified persons. WAP and the Energy Savings Assistance Program can work side by side or individually to help income-qualified renters and owners reduce their total residential energy expenditures such as heating and cooling bills, and improve the health and safety of their families. 

Learn more

Low Income Home Energy Assistance Program (LIHEAP)

The California Department of Community Services and Development’s LIHEAP program provides assistance to eligible low-income households to manage and meet their immediate home heating and/or cooling needs. 

Learn more

Medical Baseline

Medical Baseline is a program that provides lower energy rates if you, or someone who lives in your home full-time, requires life-support medical equipment, or has a life-threatening illness or compromised immune system. 

Learn more


The California Hub for Energy Efficiency Financing (CHEEF) is a public-private partnership among state agencies, utilities, lenders, contractors, and borrowers. The program is the result of the state's decision to increase the availability of lower-cost financing for energy-efficiency investments. One such lower-cost option is the Residential Energy Efficiency Loan (REEL) program.

The Residential Energy Efficiency Loan (REEL) Program was developed by the state to help California reach its aggressive clean-energy goals and reduce climate pollution. The program allows lenders to offer attractive financing to Californians who wish to improve the energy efficiency and comfort of their homes. 

The REEL program is available to customers of Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison (SCE) and Southern California Gas Company (SoCalGas®).
Visit the CHEEF website to review available financing solutions at

Find Financing Assistance From Your Energy Provider

Enter your Zip Code to be directed to your energy provider